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FREE E-BOOK
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Money for Life
This book is a budgeting success novel that follows a middle-class couple through a 12 week process to financial fitness. This book will captivate those seeking a blueprint for achieving long-term financial wellness. It's a short, worthwhile read...
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Money for Life Introduction
TODAY WE LIVE in a society driven by financial excesses. For some, the compensation for this lifestyle is often poor health, debt, or even the demise of the family. While the nineties were arguably one of the most prosperous decades in history, collectively we are pursuing a course that will ultimately leave us financially destitute. Total consumer debt in the United States exceeds 1.7 trillion dollars. In the early nineties, according to the Economic Policy Institute based in Washington D.C., the average household debt was a staggering 80 percent of annual net income. Today, that number has grown to an unbelievable 109 percent. The number of those seeking protection from creditors through personal bankruptcy is growing at an alarming rate.
The resulting stress has severely impacted families. Studies show that financial issues are the number one cause of contention in homes and the number one contributor to divorce. While many of us may not directly experience personal xii Money for Life - 12 Weeks to Financial Fitness bankruptcy, far too many are making choices daily that have the potential of bankrupting their financial future and destroying their ultimate happiness.
The good news is that despite the worrisome financial dynamics of our complex society, there are now tools available to help reverse - or all together avoid - the downward cycle of debt, daily financial stress, and frustration. Here is the story of a couple who were able to change their life and successfully set their course in the direction of financial freedom through the use of a remarkable tool especially designed for use in today’s financial world.
Ryan and Christine Richardson once enjoyed a solid relationship. They were educated, had a good income, and were focused on successfully raising a family. Like so many in their situation, they had allowed financial stress and frustration to erode their happiness. Finally understanding the direction they were headed, Ryan and Christine decided to change their financial course.
While Ryan and Christine are fictional characters, the financial dilemmas they face are based on true-life experiences of many people. And like our couple, many today are finding there really is a way to regain control and to successfully manage finances in today’s society. This book will captivate those seeking a blueprint for achieving financial wellness.
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